Popular Links
Choose Services
Pre-Medicare Eligible Retiree
Planning for Your Healthcare Future
Explore benefits and resources tailored for pre-Medicare eligible retirees. Stay informed and prepared to make the most of your healthcare options as you transition into retirement.
Pre-Medicare Eligible Retirees
The information listed below is intended for Pre-Medicare Eligible Retirees only
Welcome to the City of Racine’s Benefits Information page for Pre-Medicare Eligible Retirees! This page will have information you will find helpful while enrolled in the benefits through the City of Racine.
Health Insurance Premium Information
The Medicare Part B reimbursement will be capped at $135.50 per month for retirees, retiree spouses, and retiree widow/widowers. The quarterly reimbursement amount is $406.50.
If your health premium amount is higher than the reimbursement, you will be invoiced for the balance. If you have a balance;
The 1st quarter invoice would arrive in February and will be due in March.
The 2nd quarter invoice will arrive in May and will be due in June.
The 3rd quarter invoice will arrive in August and will be due in September.
The 4th quarter invoice will arrive in November and will be due in December.
If you wish to pay for the year, please contact Human Resources at 262-636-9175.
If your health premium is less than the Medicare Part B reimbursement, you will be provided the balance into your direct deposit account. Medicare Part B reimbursements will be provided quarterly at the end of March, June, September, and December.
If you do not have a direct deposit account set – up with the City, please use the “Payroll Direct Deposit Form”, which is listed below, and mail the form to the Human Resources Department. The address for the Human Resources Department is; City Hall – Human Resources, RM 204, 730 Washington Avenue, Racine, WI 53403.
2026 Centivo Insurance
The Medicare Part B reimbursement will be capped at $135.50 per month for retirees, retiree spouses, and retiree widow/widowers. The quarterly reimbursement amount is $406.50.

View PDFs and Videos
City Of Racine OE Flyer 2026 Plan Year
443.1 KB
City of Racine OE 2026 Plan Year Presentation
872.6 KB
City of Racine 2026 medical benefits
Video
Emergency Room vs Urgent Care
86.2 KB
How to Create your Centivo Account
92.1 KB
How to Activate your Centivo Account
141.5 KB
IntroFlyer_Centivo_MD LIVE
100.6 KB
Summary of Benefits and Coverage - High Deductible Health Plan (WI-1)
496 KB
Summary of Benefits and Coverage - High Deductible Health Plan (WI-2)
496 KB
Summary of Benefits and Coverage - High Performance Copay Plan
497.2 KB
Summary of Benefits and Coverage - Traditional High Deductible Health Plan
517.4 KB
How to Read your EOB
469.5 KB
CVS Caremark
Through CVS’s phone app or website, you can access information such as the formulary (updated quarterly), time-saving tools such as finding a pharmacy and managing delivery by mail, money spent on prescriptions and where there might be savings opportunities, and refilling prescriptions. Visit the links below to learn more about this information.

View PDFs
Health Savings Account (H.S.A)
A Health Savings Account (H.S.A) is a tax beneficial savings account that can be used in conjunction with a qualified High – Deductible Health Plan. The funds put into an H.S.A. may be used on future, eligible health care expenses without any taxation. To learn more information about a Health Savings Account please visit the links below.

View PDFs
HSA Introductory Presentation
119.6 KB
RMECU H.S.A. Virtual Learning Session Webinar (Passcode: VvfT*0+Q)
RMECU H.S.A. Virtual Learning Session Webinar (Passcode: VvfT*0+Q)
HSA Overview
636.3 KB
2024 HSA Contributions
142 KB
Understanding a Health Savings Account
100.7 KB
HSA Powerpoint Presentation
587.4 KB
HSA Guide
1.1 MB
Adult Children and HSA's
103.8 KB
HSA Frequently Asked Questions
56.5 KB
Turning 65 and the HSA
92.4 KB
Health & Wellness Center
One of the benefits to having the health insurance is that you and your dependents have access to a Health and Wellness Center. For more information about the services provided by the Health and Wellness Center, please view the information listed below.

View PDFs
Health and Wellness Center Information
716.9 KB
Meet Caitlin
74.5 KB
Meet Lizel
85 KB
Preventative Care
106.9 KB
Health and Wellness Center Virtual Learning Session
(Passcode: w3Z5C%k%)
Health and Wellness Center Formulary
51.6 KB
Standard Lab Services Provided by the Health and Wellness Center
48.6 KB
Frequently Asked Questions
88.5 KB
Virtual Visits Information
106.7 KB
Accessing MyChart
188.2 KB
Health & Wellness Center
Click here for more information
Wellness Program
Another benefit to having the health insurance is that you qualify for the City of Racine’s Wellness Program.
Click here for more information about the Wellness Program

